A more flexible finance partner, providing faster access to finance.
We can be far more flexible than a bank. We treat every Borrower and application on an individual case-by-case basis to provide first mortgage funding tailored to your needs right across New Zealand.
Why borrow with us
Tailored for you
We are able to provide first mortgage funding tailored to your needs in respect of properties right across New Zealand.
We lend our funds directly to borrowers, which enables us to offer quicker approvals and provide loans directly to applicants.
All loans are secured by way of registered first mortgage over the property and additional collateral security guarantees if required.
Loan to value ratio
We offer loans up to 50% of market valuation for vacant land and 70% of market valuation for properties comprising land and buildings.
We provide competitive rates that are transparent, fixed and allow our partners to plan and manage their finance and developments.
With highly flexible terms, our loans typically range from 6-24 months with an ability to provide loans which are variable to suit.
HOW IT WORKS
Complete your application and supporting documents
It's easy to apply for a loan with Endow - our application and assessment process is simple, convenient and transparent. Lending is available for a range of different activities, including but not limited to Bridging finance, Construction and Development finance, Commercial, Residential and more.
"We highly recommend Endow as a lender. Their flexibility, approachability, good communication and 'can do attitude' is so useful for smaller property developers who are often frustrated by dealing with the ordinary banking system."
Frith & Havard